• Mortgage Pre-Approval

    Obtain the Best Rates & Lowest Closing Costs

    Why is now the best time to buy a home? Affordability is at the all time high and you will not see the home prices and interest rates this low for too much longer. A 1 percent change in interest rates means thousands of dollars more over the life of the loan!

    Home Affordability
    Payments are based on a $300,000 Purchase Price

     

    6 Months Ago

    Today’s Rate

    Interest Rate at 5.75% APR

    30 Year Fixed

    Monthly Payments:

    $1750.72

    Interest Rate at 4.25% APR

    30 Year Fixed

    Monthly Payments:

    $1475.82

    Would you want to Save $100,000 if you were to buy a home now? Interests rates are at historic lows and now with the home prices plus low interest rates have the best terms to buy now! If you paid an additional $200 per month you would pay your home off in 20 years plus save additional $100,000 over the life of the loan!

    Save = $274.90

    Save = $3298.80

    Save = $98,964.00 Over
    The Life of The Loan!

    Payments do not include taxes and insurance


    We have access to special financing and offer many different programs available. We will ensure you get the best rates and fees the industry has to offer. We will guarantee our interest rates and fees for a home mortgage quote you receive from any lender. You will receive my upfront guarantee in writing that our home programs will save you money from any competitor!

    Programs Available:

    Conventional, VA, FHA, CaHFA, CALSTRS, Teachers, Fire Department Specialties Loans, Rehab loans, VOE Program, Reverse Mortgage, No Money Down Payments, .50% Down Payment

    Lenders: Bank of America, Wells Fargo Wholesale, Flagstar Bank, First Mortgage Corp, Merit Wholesale, JMAC Lending, Stearns Lending, Trust One, US Bank Wholesale, PMC Wholesale and more.

    For a FREE interest rate quote with no obligation to buy a home complete the form to the right.

    Borrower Information:

    Borrower (Full Name):
    Date of Birth: (ex. dd/mm/yyyy)
    Soc. Security #:
    Residence Phone #:
    Business Phone #:
    Present Address:
    City:
    State/Province:
    Zip Code/Postal Code:
    E-mail Address
    Years at Present Address: Rent $ /month

    or Own $

    Previous Address:
    City:
    State/Province:
    Zip Code/Postal Code:


    Marital Status: Married
    Separated
    Unmarried (including single, divorced, or widowed)


    Occupation:
    (Position & Title)
    # of years:
    Place of Employment:
    (Name & Address)
    Previous Employer:
    (Name & Address)
    Co-Borrower Information:

    Co-Borrower (Full Name):
    Date of Birth: (ex. dd/mm/yyyy)
    Soc. Security #:
    Residence Phone #:
    Business Phone #:
    If same as borrowers address
    Present Address:
    City:
    State/Province:
    Zip Code/Postal Code:
    E-mail Address
    Years at Present Address: Rent $ /month

    or Own $

    If same as borrowers address
    Previous Address:
    City:
    State/Province:
    Zip Code/Postal Code:


    Marital Status: Married
    Separated
    Unmarried (including single, divorced, or widowed)

    Occupation:
    (Position & Title)
    # of years:
    Place of Employment:
    (Name & Address)
    Previous Employer:
    (Name & Address)
    Gross Annual Income:


    Borrower Co-Borrower
    Self-Employed ? Yes    No Yes    No
    Base Salary: $ $
    Overtime: $ $
    Bonuses: $ $
    Commissions: $ $
    Dividends: $ $
    Net Rental Income: $ $
    Other: $ $



    Total: $ $

    Do You Intend To Occupy This Property ? Yes No
    Number of Children:
    Ages:
    Other Dependents:

    Assets:

    Checking: $ Bank:

    $ Bank:
    Savings: $ Bank:

    $ Bank:
    Credit Union: $ Bank:
    Stocks: $
    Bonds: $
    Life Insurance: $

    Present Residence  (If Owned):
    Market Value: $
    Morg. Value: $
    Lender:

    Other Assets (Specify):

    Liabilities:

    (List outstanding obligations including auto loans, mortgage payments,credit cards,
    personal loans, and all other loans.)

    Type Creditor's Name Unpaid Balance Due Date Monthly Payment
    $ $
    $ $
    $ $

    Total: $
    $

    Additional Monthly Obligations:
    Alimony: $
    Child Support: $
    Child Care: $


    Are There Any Judgements or Lawsuits Present? Yes No
    Amount: $

    Is Any Part of the Down Payment or Settlement Costs
    Being Obtained From a Source Other Than From Assets
    Listed Above?
    Yes No

    I hereby give my consent to have my credit report secured
    from any credit reporting agency which you designate.
    Yes No